Auto Financing for All Credit Types
The All Star Credit Team has been providing our customers with a better way to buy a car since 2003.
We start with helping you qualify for a loan. Then we go over your current finances to help you determine what is a reasonable payment for your monthly budget. From there, we are able to filter through our different dealerships’ inventory to help you find vehicles that work for you, your budget, and for your auto loan approval.
Many of our customers have bought several cars through the All Star Credit Team, even though their credit is now to the point that they could buy a car just about anywhere. It is because we make it easy, efficient, and pain free (mostly).
The Credit Team helps people with:
- Bankruptcy
- Repossession
- Foreclosure
- Judgments
- Charge-offs
- Collections
- Liens
Our Goal: Let You Say “Yes” or “No”
We will help you get approved for an auto loan. Our goal is to offer all of our customers the ability to say “Yes” when buying a car.
Think about that for a second.
How many dealers just tell their customers “We can’t help you”?
The whole time you are at their lot, they are looking past you trying to find their next prospect. We do not do that.
Allow us to present you with your options. If you do not like what your options are, you can say “No”. At least now you know what you can do, what you can buy, and that you are approved to buy a car. All you have to do is say “Yes” if you like any of your options.
Guaranteed Credit Approval
Our Credit Acceptance program gives us the ability to help everyone. We have very liberal ways that we can prove income and residence in this program. There are no debt-to-income requirements. Additionally, the Credit Acceptance program will show on all of your credit bureaus. Most “Buy-here-pay-here” auto loans do not show on your credit.
Down Payment and Interest Rates
We have many loan programs (including open bankruptcy auto financing) that offer little or no down payment loans. Credit Acceptance does require a minimum of 10% to 20% down, which can be cash or trade equity.
We want to help you find your best loan. Whether that is the loan with the best interest rate, the least amount of money down, or the loan that works for the documentation you can provide to prove your address or income. There are many variables to your loan options, and every situation is different.
You can apply for an auto loan on our website, or call us toll-free at (888)300-3502 if you have any questions.
